Virgin motor car insurance cover is the next big thing for the global company that has made grounds in nearly every industry from music to airlines. This organisation has realised that people are tired of getting ripped off by other insurance companies and has therefore designed products for the masses. They have also realised that many people see their cars as their babies and therefore will do whatever it takes to make sure that they are protected no matter what.
Virgin offers four types of motor vehicle insurance which cover the following:
Comprehensive cover:
This type of cover allows you to claim should your baby be stolen and against accidental cover caused by yourself as well as others. In addition to this, this comprehensive plan covers you against hijacking, damage to a third parties vehicle as well as injury or death caused by you to a third party. Therefore there really isn’t anything for you to worry about if you take out this plan.
Third party, fire, and theft cover:
This type of cover covers you against your car being stolen as well as accidental damage caused to someone else’s property during a car accident. Virgin suggest that if your car has paid off and if it is of low value that this is the type of cover that you take out. This also covers you for hijacking which unfortunately is a must have in this country. In addition to this, should your car be stuck by lightening or be set alight during one of the many service protests in this country then you will also be covered for the damage caused.
Third party only cover:
If you owe nothing on your vehicle and would just like to protect yourself against damage caused accidentally by another person then this is the type of cover you should take out. It is cost effective as it does not include all of the bells and whistles that the other plans do. This plan does not however cover you against theft or hijacking.
Comprehensive off-road vehicle cover:
For those of you who are avid adventurers and who love the outdoors then Virgin offers another type of cover especially for you. This type of insurance covers your vehicle whilst driving through the majority of SADC countries. They cover you against theft at retail value if the car is less than 12 months old and will even cover your cell phone and spare wheel. The best part of this type insurance is that it will even cover your medical expenses should anything go wrong on one of your adventures.
Getting insurance from Virgin is also very easy, all you have to do is visit www.virginmoneyins.co.za and apply for a quote online. It really is that simple. And the quote you receive is obligation free although from the sounds of the great cover they have to offer I do not think that you will be looking anywhere else for your new baby’s insurance. While you are on the site, you may as well cover all the other baby’s in your life such as your home, boat, caravan and building.
There is even cover for the loose contents of a caravan and motorcycle cover. Virgin really has it all sorted and has something that is tailored to suit all of your insurance needs. If you are still not convinced, then why not try one of the online quote comparison companies such as Hippo where I have no doubt that Virgin motor car insurance cover will come out victorious.
The above is not a paid for advertisment, simply a quick review by Used Cars For Africa of one of the many vehicle insurance cover options available in South Africa for motorists.